No Gap Policy

No Gap Policy For Surgery

Every person who has surgery cover with any Australian health fund and who are in financial hardship may be covered by our No Gap Policy. 

This means they receive no out-of-pocket expenses for the following basic treatments:
  • Maybe use item number examples here (item no: )
  • Maybe use item number examples here (item no: )
  • Maybe use item number examples here (item no: )
  • Or, the agreed surgery
  • You may also be eligible for Known Gap or Low Gap Fee Schedules

Avoid Disappointment

Check With Your Private Health Fund To 


[PRACTICE NAME] is independent of health funds, so our “No Gap” offer is available to everyone who is covered with Australian private health insurance for Surgical, regardless of which fund you are with.

For your convenience, we have a HICAPS terminal onsite so we can claim your insurance benefit directly from your health fund after your appointment, as long as you bring your current working health fund card.

Our “No Gaps” offer means for basic treatment (items listed above) including your consultation, whatever your health insurance pays as a full benefit will be accepted as full payment* 

*Conditions for the No Gap Surgical Service
  • You must have basic surgery cover with your private health insurer.
  • Your insurance must cover the cost of the treatment. If the limit is reached for services provided or your health insurer paid zero dollars, you will have to pay the difference.
  • You must have your health fund card with you at the appointment.
  • You must be in financial stress or be a pensioner

Why No Gap At [practice Name]

At [PRACTICE NAME] we believe strongly about the importance of appropriate surgical care. That’s why we have put together our “No Gap Surgical Check Up” for patients in financial hardship.

This Includes:
  • Surgical examination and a consultation to address any and all of your questions and concerns regarding the health of your teeth and gums.
  • Diagnostic examinations, and
  • Where surgery is required, this can be covered by our No Gap Policy
For all enquiries and appointments please give us a call at [telephone number]

Things To Ask Your Health Fund Include:

Fee Estimates

When talking with your Health insurance company you should be clear on the following matters:
  • What is my annual monetary benefit limit for:
  • General Surgical treatment and Major Surgical treatment?
  • What service limits apply to my cover?
  • When does my annual benefit limit expire?
  • Do I have a waiting period? And when does it end?
  • What kind of Surgical treatment is NOT covered?

Medibank Members Choice, Bupa Members First And Cbhs Recognised Provider

We accept all Australian private health funds however, we are preferred providers for Medibank Members Choice, BUPA Members First and CBHS recognised provider.

Related Link Buttons

We would recommend the following links on each of the above pages. 
  • Contact Page
  • Book an Appointment
  • First Visit
  • New Patients Form
  • Standard Terms & Conditions
  • Privacy Policy